Terms of Service - KSRM.DIGITAL

                Please read these Terms of Service carefully before using KSRM.DIGITAL. By accessing or using our website, you agree to be bound by these terms.
            

1. Acceptance of Terms

By accessing and using KSRM.DIGITAL (the "Website"), you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our Website.

2. Description of Service

KSRM.DIGITAL provides:

Free online productivity tools (PDF tools, calculators, converters, generators)
Educational courses and learning materials
Blog articles and informational content
Resources to enhance productivity and workflow

All services are provided free of charge, supported by advertising.

3. Use of Services

3.1 Permitted Use

You may use our Website and tools for:

Personal, non-commercial purposes
Business productivity tasks
Educational purposes
Learning and skill development

3.2 Prohibited Use

You must not:

Use our services for any illegal purpose
Attempt to harm, disable, or impair our Website
Upload malicious code, viruses, or harmful content
Scrape, harvest, or collect data from our Website without permission
Interfere with other users' access to the Website
Reproduce, duplicate, or copy any part of our services without consent
Use automated systems (bots) to access our services
Remove or alter copyright notices or branding

4. Privacy and Data Protection

4.1 Client-Side Processing

                Your Privacy Matters: All our tools process your files entirely in your browser. We never upload, store, or have access to your files or personal documents.
            

4.2 Personal Information

Our collection and use of personal information is governed by our Privacy Policy. By using our Website, you consent to such processing and warrant that all data you provide is accurate.

5. Intellectual Property Rights

5.1 Our Content

All content on KSRM.DIGITAL, including but not limited to text, graphics, logos, software, and functionality, is the property of KSRM.DIGITAL and protected by UK and international copyright laws.

5.2 Your Content

You retain all rights to any content you process through our tools. We do not claim ownership of your files or documents.

5.3 Limited License

We grant you a limited, non-exclusive, non-transferable licence to access and use our Website for personal or internal business purposes. This licence does not include the right to:

Resell or commercially exploit our services
Create derivative works
Decompile or reverse engineer our tools

6. Advertising

Our Website displays third-party advertisements, including Google AdSense. We are not responsible for the content of these advertisements or the practices of advertisers. Clicking on advertisements may redirect you to third-party websites.

7. Disclaimers and Limitations of Liability

7.1 "As Is" Service

                Important: Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied.
            

We do not warrant that:

Our services will be uninterrupted, secure, or error-free
Results obtained from our tools will be accurate or reliable
Any defects will be corrected

7.2 Limitation of Liability

To the maximum extent permitted by law, KSRM.DIGITAL shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

Your use or inability to use our services
Any errors or omissions in our content
Loss of data or files
Unauthorised access to your information
Any third-party conduct or content

7.3 Financial and Legal Advice

Our calculators and tools provide estimates and information only. They do not constitute professional financial, legal, or tax advice. Always consult with qualified professionals for important decisions.

8. Indemnification

You agree to indemnify and hold harmless KSRM.DIGITAL, its affiliates, and their respective officers, directors, and employees from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

Your use of our services
Your violation of these Terms
Your violation of any rights of another person or entity

9. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these websites. Accessing third-party links is at your own risk.

10. Modifications to Service

We reserve the right to:

Modify or discontinue any service at any time without notice
Change features, functionality, or availability of tools
Update these Terms of Service

Continued use of our Website after changes constitutes acceptance of the modified terms.

11. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the services will immediately cease.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and KSRM.DIGITAL regarding the use of our services.

15. Age Requirement

You must be at least 16 years old to use our services. By using our Website, you confirm that you meet this age requirement.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: contact@ksrm.digital
Website: Contact Form

17. Acknowledgement

By using KSRM.DIGITAL, you acknowledge that you have read these Terms of Service and agree to be bound by them.